CI Insurance At a Critical Time

June 2, 2020

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Medical debt is the number one source of personal bankruptcy filings in the U.S. and the solution is not a “GoFundMe” bailout — the solution requires proper planning. Now is the time educate your clients on how to protect their assets from the high costs associated with a critical illness even if they have medical insurance.

Topics:

  • Benefits of Critical Illness insurance include:
    • Covering the high deductibles and copays of health insurance
    • Paying for prescriptions and medical treatments
    • Treatments and providers not covered by your clients’ health plans
    • Paying mortgage and childcare costs
    • Replacing spouse’s income while they are by your side
    • Travel for treatment care
  • Assurity sales proposition offers:
    • No medical exams or labs for benefit amounts up to $75,000
    • Full return of premium and inflation protection as a rider
    • E-quoting and e-applications required for social distancing

Finally, understand why Critical Illness insurance has become the NEW mortgage insurance in the marketplace!

Tuesday, June 16, 2020  10:00am to 11:00am

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DI Sales In a COVID-19 World

May 13, 2020

Disability Income protection is essential to your clients’ financial foundation. Join Resource Brokerage’s Ron Cohen and Bryan Orr of Principal Financial for a webinar demonstrating today’s virtual selling tools which enable you to sell remotely in the COVID-19 world with the help of experts.

Disability Income protection is essential to your clients’ financial foundation. Join Resource Brokerage’s Ron Cohen and Bryan Orr of Principal Financial for a webinar demonstrating today’s virtual selling tools which enable you to sell remotely in the COVID-19 world with the help of experts.

Topics:

  • Proven sales process from quote to policy delivery using virtual tools designed to allow social distancing.
  • Learn how to-
    • Open discussion with your clients on income protection
    • Invite your clients to a virtual educational meeting
    • Have conviction and confidence with Disability Insurance (DI) to get your clients interested in insuring their incomes.
  • COVID-19 pandemic effect on an inforce DI policy.

Don’t Let Disability Insurance Awareness Month Pass You By!

Tuesday, May 26, 2020 10:00am to 11:00am

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OneAmerica Webinar – Certainty In Uncertain Times

May 4, 2020

Presented by Jordan Fields of OneAmerica® and Ron Cohen this webinar will show you as a broker how to strengthen your relationship with your clients during this critical time and help them plan for an uncertain future.

Topics:

  • How to continue to serve and engage your clients during the “shelter in place” order and still be successful at discovering your clients’ needs and selling the valuable solutions.
  • How to present certainty/financial confidence to your clients in uncertain times.
  • How to rectify your clients’ concerns for retirement and health care costs in the future.
  • How to have a conversation with your clients on better positioning assets and maximizing tax benefits.
  • Provide guaranteed lifetime LTC coverage with the option of reallocating qualified funds, cash value Life insurance, non-qualified annuities and/or cash or cash equivalent.

Tuesday, May 19, 2020     10:00am to 11:00am

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Tax Breaks Using Linked Benefit Programs

April 7, 2020

Linked Benefits have tax deductions too!

Join Blair Farwell and Ron Cohen, Resource Brokerage’s President and LTCi expert, respectively, and Ashley Gould of Securian, for a webinar as they present tax benefits that can be realized with Linked Benefit plans.

Topics:

  • Why Linked Benefits? Hear Blair Farwell’s recent personal experience with traditional LTC — 25 years of premiums paid, time for claim, now what?
  • Sales opportunities using corporate tax dollars to fund your clients’ LTCi
    • Pass through entities
    • C-Corporations
    • Employees
  • How to maximize your LTCi tax savings using Health Savings Accounts (HSAs)
  • Allowable deductions for per age group
  • Other tax implications
  • Case studies

Tuesday, April 21, 2020     10:00am to 11:00am

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Webinar – Life Insurance Alternatives to Stretch IRAs

March 19, 2020

Life Insurance Alternatives to Stretch IRAs

Topics:

The SECURE Act causes IRA beneficiaries challenges when receiving inherited assets.  Use the new SECURE Act requirements to generate sales and present creative solutions that solve these new problems:

  • Using Life insurance to provide tax advantages in IRA fund distribution to your beneficiaries.
  • Engage specific insurance tools that achieve desired (pre-SECURE Act) asset distribution.

Learn how to design a Life insurance product with benefits while living – for when life happens!  Make the IRA money more accessible and useful!

Tuesday, April 7, 2020     10:00am to 11:00am

NEW challenges in 2020 bring opportunities for the decade! The stretch IRA—formerly a vehicle to pass on liquid assets to the next generation—has been limited to spousal distributions only.  A new potential solution for non-spousal distributions can be realized through creative Life insurance options which will provide your client additional leverage to propel assets into future generations.

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Webinar – NGL LTCi Partnership Program

February 28, 2020

Topics:

  • What are the key features of the new Illinois LTC Partnership Program?
  • What are the risks and rewards of having versus not having LTC coverage?
  • How we can design a traditional LTC plan that looks and acts like a hybrid Life/LTC plan
  • How Resource Brokerage designs LTC plans to protect your clients’ assets and protects against Medicaid recovery
  • How to get affordable extra asset protection with a third pool of money for husband and wife policyholders that is creating a multiplying affect for Medicaid recovery protection!
  • How this plan compares and contrasts with the current migration in the marketplace of LTC plans moving to Linked Benefit sales.

Tuesday, March 24, 2020     10:00am to 11:00am

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Webinar – The SECURE Act & the LTCi Solution

February 5, 2020

Introducing our New Decade New Solutions webinar series!

The SECURE Act and the LTCi Solution

This webinar will show you how to help your clients leverage their qualified money [IRAs and 401(k)s] in order to better pass the asset to their heirs while at the same time, if needed, provide LTCi dollars for both a husband and a spouse—with a single policy/premium covering two insureds!  We also will show you how this A+ rated carrier has designed a product that is guaranteed to never receive a premium increase for LTCi coverage as stated in the policy/contract. 

Tuesday, February 18, 2020     10:00am to 11:00am

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